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Does It Matter How Much My House Is Worth to Refinance the Mortgage?

by Refinance Home Mortgage

Example, my current mortgage is 229,600 and my house is worth about 265,000(per Zillow) I'm just looking to refinance the mortgage only, without any equity cash out. Tags: current mortgage, Mortgage, mortgage example, Equity, zillow, example

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When You Refinance Your Mortgage Do "They" Require a Down Payment?

by Refinance Home Mortgage

We are going through a broker. When you refinance your mortgage, do they request a "down payment" toward that as if it were a new mortgage? We live in Canada. The housing market is still pretty strong. Tags: new mortgage, Payment, Canada, housing market, housing, market

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My 5/1 Arm Will Reset in 18 Months, Should I Refinance Home Mortgage Now, or Wait for Few More Months?

by Refinance Home Mortgage

Current rate of ARM interest is 5.125%. Would it better to go for 6.75% mortgage refinance at no closing costs, if I am planning to live in the same house for next 7 to 10 years? Tags: Should, More, Refinance, ARM, months

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Can Someone Answer a Mortgage Refinance Question?

by Refinance Home Mortgage

When you refinance your home with another mortgage company then the one you have know, who lets them know you've gone with another mortgage company? Are there penelties? We are in a sliding rate and are trying to get into a fixed rate. thanks! Tags: Refinance, answer, company, rate, mortgage company

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Can I Refinance My Mortgage to Purchase Land?

by Refinance Home Mortgage

Is it possible for me to refinance my mortgage to purchase land for my son who would like to self-build a home for him (and his family) to live in. Tags: family, Financial Services, United States, Human Interest, Home, mortgage loan, Mortgage

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Mortgage Refinance When Is the Best Time ?

by Refinance Home Mortgage

Refinancing mortgage is not an easy decision, when is the best time to refinance ? Tags: refinancing mortgage, decision, Best, Mortgage, best time, refinancing, Refinance

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What's a Good Mortgage Refinance Rate Right Now?

by Refinance Home Mortgage

Looking at refinancing a home loan. I have over 25% equity in my home and an excellent credit score. Currently paying 6.5% on a 30-yr fixed and I know I can do better. What rates are out there in the market right now? Looking for fixed 15 years minimum or adjustable 5 years or more. [...]

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Can I Refinance My Mortgage to Get Low Monthly Mortgage Payment if I Have Bad Credit?

by Refinance Home Mortgage

My husband and I have bad credit, but I would like to know if there is a way to refinance our mortgage to lower our monthly payments even with bad credit, we have a FHA loan. Tags: Human Interest, monthly payments, bad credit, Financial Services, mortgage loan, fha loan, Business Finance

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Can I Refinance a Mortgage Even if You Have Bad Credit?

by Refinance Home Mortgage

I only owe $49,000.00 on a home worth $143,000.00. It is a loan through Beneficial at 12.5% interest. My credit is bad due to the fact I assumed my deceased father's bills. I would like to refinance my mortgage and get some cash out to pay off all my bills. I have a good income [...]

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Which Bank Offers the Lowest Interest Rate for Mortgage Refinance in California?

by Refinance Home Mortgage

I need to refinance my second/investment home in Milpitas California and I'm looking for a mortgage broker or a bank that offers lowest interest rate based on 700 or more fico score. Preferably a loan program with minimum monthly payment is preferred. Tags: mortgage broker, offers, Milpitas, interest, Refinance

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Where in the Mortgage Refinance Closing Documents Would I Find the Dollar Amount of the Point I Paid to Lower?

by Refinance Home Mortgage

my interest rate? I believe I can write off this point over a period of time. Where in the closing documents would I find this information? Is there a specific document that would list this info? Tags: time, period of time, interest rate, amount, specific document

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Is Your Lender Participating With the FHA Underwater Mortgage Refinance Program?

by Refinance Home Mortgage

Called my lender and was told Nope. NH Housing is my lender. Tags: NH Housing, FHA underwater mortgage, fannie mae, program, FHA, mortgage loan, Mortgage

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Why Would We Be Turned Down for a Credit Card When We Just Passed a Credit Check for a Mortgage Refinance?

by Refinance Home Mortgage

The same week my husband looked into a balance transfer credit card I started an application for a mortgage refinance to get rid of some credit card debt. My husband was turned down for the credit card now he is worried about the mortgage finance. We have had our mortgage with the same bank for [...]

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What Is the Difference Between a Second Mortgage and a Refinance?

by Refinance Home Mortgage

I am financing a pool and was told by the lender that a refinance and a second mortgage are the same thing. Is that correct? Tags: Mortgage, second mortgage, Difference, United States, mortgage loan, pool

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Can You Add People to Your Mortgage When You Refinance?

by Refinance Home Mortgage

My mother isn't working and I wish to refinance her mortgage using my income since her rate is 8%. I live in the property and want to have some ownership rights as I'm paying the mortgage and such. She has no problem with me doing so. Any suggestions ? Tags: Mortgage, mother, rate, ownership rights, [...]

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When Does Mortgage Refinance Make Sense?

by Refinance Home Mortgage

Hello all, i 'd like to know how to best use mortgage refinance, and usually for what reasons people refinance. Also does refinance ultimately cost more? I don't need to lower my monthly payment, so I don't have any clear purpose in mind. It is just that I have heard a lot of different views [...]

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Where Can I Find the Lowest Interest Rate for a Mortgage Refinance?

by Refinance Home Mortgage

Where can I find the lowest interest rate for a mortgage refinance in Arizona? I would like to be able to look for it online. Tags: Arizona, rate, lowest interest rate, Refinance, interest, find, mortgage refinance in arizona

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Can You Refinance a Mortgage Even if You Have Bad Credit?

by Refinance Home Mortgage

I only owe $39,000.00 on a home worth $150,000.00. It is a loan through Beneficial at 12.5% interest. My credit is bad due to the fact I assumed my deceased father's bills. I would like to refinance my mortgage and get some cash out to pay off all my bills. I have a good income [...]

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Mortgage/refinance?

by Refinance Home Mortgage

based off of the most common outlook for the housing and financial markets, are mortgage and refinance rates going to decrease? Tags: housing, outlook, financial markets, Mortgage, mortgage/refinance

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Mortgage Refinance?

by Refinance Home Mortgage

My husband and I bought a house in October with a no documents loan and ended up having to split our mortgage and have two smaller loans. Our mortgage servicer recently called and said that they have been unable to sell our mortgage and would refinance our loan at no cost to us. The woman [...]

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