Wednesday, March 21, 2012



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Where Can I Find the Lowest Interest Rate for a Mortgage Refinance?

by Refinance Home Mortgage

Where can I find the lowest interest rate for a mortgage refinance in Arizona? I would like to be able to look for it online. Tags: Arizona, find, rate

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Can You Refinance a Mortgage Even if You Have Bad Credit?

by Refinance Home Mortgage

I only owe $39,000.00 on a home worth $150,000.00. It is a loan through Beneficial at 12.5% interest. My credit is bad due to the fact I assumed my deceased father's bills. I would like to refinance my mortgage and get some cash out to pay off all my bills. I have a good income [...]

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Mortgage/refinance?

by Refinance Home Mortgage

based off of the most common outlook for the housing and financial markets, are mortgage and refinance rates going to decrease? Tags: Mortgage, mortgage/refinance, outlook, housing, financial markets

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Mortgage Refinance?

by Refinance Home Mortgage

My husband and I bought a house in October with a no documents loan and ended up having to split our mortgage and have two smaller loans. Our mortgage servicer recently called and said that they have been unable to sell our mortgage and would refinance our loan at no cost to us. The woman [...]

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Do You Think It Make Sense to Refinance Your Mortgage if You Are Trying to Increase Your Credit Score?

by Refinance Home Mortgage

I am trying to get my credit score into the high 700's within the next few years right now it is in the low 600's. It was suggested to me to refinance my mortgage. I thought that will drop my score some points. Also I am fine with my monthly payment. I attended a financial [...]

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Refinance Mortgage Offers, "No Costs to You" Are These Legit?

by Refinance Home Mortgage

I need to refinance my mortgage very soon. For the past 6 or so plus months my mail has been flooded daily with offers from various mortgage brokers or lenders offering me a deal of a lifetime. Many say they are offering me refinancing at no cost to me. This sounds a bit fishy, I [...]

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How Do I Refinance When My Mortgage Is More Than the Property Value.?

by Refinance Home Mortgage

My husband & I purchased our condo with two loans from Bank of America: a 5/1 ARM @ 5.25% and a 2nd mortgage @ 6.75%. I would like to refinance our mortgages before the rates adjust. However, the value of our home has decreased over $100K. I have called Bank of America to get a [...]

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My Credit Is Really Bad and I Need Someone to Help My Repair So I Can Refinance My Mortgage. Any Suggestions?

by Refinance Home Mortgage

I have bad credit and I would like to refinance my mortgage so I need some help repairing my credit at a decent price. Any suggestions? Tags: Mortgage, price, bad credit, decent price, someone, Help

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What Is the Best Mortgage in Order to Refinance ?

by Refinance Home Mortgage

i have lets bad to ok credit.i tried to do an application with my current mortgage but they told me i couldnt do it because something about percents.and they also told me that if they couldnt get me approved no other mortage could ?? who knows if this is true or not.but i was wondering [...]

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How Do I Refinance My Mortgage?

by Refinance Home Mortgage

I wanna refinance a 30-year mortgage. I've been living in my house for a year and have a prepayment penalty of 2 years. Two points. My loan is 80-20 and my monthly payment is 3600. How can I refinance a loan of 520 to get 20000 on cash and reduce my monthly payment? Price for [...]

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Will Lenders Bid for My Mortgage Refinance?

by Refinance Home Mortgage

I have great credit and want to refinance. I'm the perfect customer for any lender. So why do I have to do all the leg-work to find the best rate? Is there anywhere where lenders will bid rates & points against each other in an effort to obtain my business? (I will report spam - [...]

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Are There Always Closing Costs When You Refinance a Mortgage?

by Refinance Home Mortgage

I'd like to know when it makes sense to refinance a 1st mortgage? What interest rate difference is worthwhile? And if you refi with same bank, can you negotiate the closing costs? Maybe say you will take your mortgage elsewhere? Tags: rate, closing costs, Refinance

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How Can I Get a High-LTV Ration Mortgage Refinance Loan?

by Refinance Home Mortgage

I have a recently purchased Condo in DC with a value that continues to tank with the economy. Currently have 2 mortgages on it making the LTV somewhere in the neighborhood of 110 percent. Looking to refinance (I have relatively high income, excellent credit) Property value approximately $250,000 and I owe $270,000 combined. Anybody know [...]

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What Costs Should I Expect to Quit Claim a House and Refinance a Mortgage?

by Refinance Home Mortgage

My partner and I are splitting up and she will be quit claiming the house to me. I would like to take her off the mortgage (there are 2 mortgages). Is re-financing my only option? What costs should I expect to pay for the quit claiming and the refinance (unless I can do this without [...]

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Refinance Mortgage After Garage Is Converted to Living Space Without Permit?

by Refinance Home Mortgage

Last year, we coverted our one car garage to a living space by enclosing it, adding a window, finishing the floor. No plumbing is added. From outside, it still looks like a garage. We didn't apply for a building permit. We are thinking of refinancing the mortgage. Note: It is in New York State. I [...]

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Can I Refinance My Mortgage Without Having to Payoff My Home Equity Line of Credit Balance?

by Refinance Home Mortgage

I have a mortgage & home equity line of credit with the same lender. The rate on the equity loan is currently 2.5% (prime - 3/4). I was thinking of refinancing my mortgage and taking out a little cash to pay off some credit cards. My question is, if I refinance my mortgage do I [...]

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Can a Spouse Refinance a Mortgage Alone if the Other Is Not Working?

by Refinance Home Mortgage

The situation is this. My wife and I bought a home b4 we had kids. she is now a stay-at-home mom and does not have a paying job. We want to refinance to lower the payments. Does the bank require a credit check on both spouses or is it normal that they only care about [...]

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What's Better, Paying Ahead on Our 30 Year Mortgage or Refinance to a 10 Year Mortgage?

by Refinance Home Mortgage

current house payment is 650. What's better financially, paying an extra 500 per month on our 30 year mortgage or refinancing to a 10 year mortgage and paying 1150 per month? We are 3 years into our 30 year mortgage. the 30 year has 5.75%... and i used current rates for the 10 year. Tags: [...]

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How Do I Know When Its Time to Refinance My Mortgage?

by Refinance Home Mortgage

I just bought a home last October. I signed a single 30 year mortgage for 280,000. My interest rate is 6.75%. I have only made 3 payments on this mortgage. With interest rates dropping when is a good time to refinance? Tags: 30 year mortgage, good time, time

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How Many Appraisals Do I Need to Shop for a Mortgage Refinance?

by Refinance Home Mortgage

If I want to get 2 or 3 offers for a mortgage refinance, do I have to get 2 or 3 appraisals? Or can I get just one, and use that for all 3 banks? Tags: Human Interest, mortgage loan, Financial Services

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